#Visa holiday gift card balance plus#

The Card may not be used to obtain cash from an A TM or financial institution. Your Card is a prepaid card and may be used for purchases where Visa® debit cards are accepted.

#Visa holiday gift card balance plus#

The exchange rate used to determine the transaction amount in US dollars is either a rate selected from Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa itself receives, or the government mandated rate in effect for the applicable processing date, plus 1 %. Foreign Transactions: If a Card transaction is made in a currency other than that loaded on the Card, the amount will be converted into the appropriate currency at an exchange rate on the day the transaction is processed.Reissue Fee: A $7.00 fee will be charged to reissue an expired Card or issue a refund check for the remaining balance on an expired Card.Lost or Stolen Replacement Fee: A $7.00 fee will be charged to replace a lost or stolen card.No fee will be charged once the Card balance reaches zero. This fee may be applied after the Card expires. Monthly Maintenance Fee: A $2.50 fee will be applied each month after the 6th consecutive month from the card purchase date.The following fees will apply and will be deducted from the balance available on the Card, except where prohibited or modified by applicable law or regulation. You may check the available balance or review recent transactions by calling 1-86 or visiting the Credit Union's website. Activation, Balance Inquiry, and Feesīefore using your Card, you must sign the back of the Card. Signing the back of the Card, using the Card, or allowing someone else to use the Card means that you accept these terms and conditions and you are responsible for all transactions. In these terms and conditions, 'you' or 'your' means the person who has received the Visa® Incentive Card 'we', 'us' or 'our'' means Credit Union 'Card' means the Visa® Incentive Card. Please read the following terms and conditions carefully and keep them for your records.